I used to have 90% of my cell phone costs covered by my employer. That went away last summer. I researched a number of providers, and selected Ting. Ting is an MVNO - basically a carrier reseller. Ting provides services on either T-Mobile or Sprint. I chose to use T-Mobile as my underlying carrier. What works especially well for me is that I have two lines (myself, and my wife) and we want full features, but we tend to be pretty low usage. It is usage-based billing, and it is presented in a very clear fashion. Here's an example of the billing dashboard you can see. You can see my average monthly bill over the last 3 months has been under $40 for the two phones/lines.
If anyone wants to go this route - you and I can both get a little discount by using this code: https://zajrkt64pnl.ting.com/
If anyone wants to go this route - you and I can both get a little discount by using this code: https://zajrkt64pnl.ting.com/
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